2024 Spring Budget – Key Points

2024 Spring Budget – Key Points

DEBT RELIEF ORDER FEES WAIVED: To encourage more people to tackle debt problems, the government is waiving the £90 fee it costs to access a DRO from April 2024. This means setting up a DRO will be free if you’re eligible. From 28 June 2024, the amount of debt a DRO...
Buy Now, Pay Later – Is it right for you?

Buy Now, Pay Later – Is it right for you?

Buy now, pay later (BNPL) is a form of credit that gives you more time to pay for a product or service, meaning you can spread the cost of your shopping, which can help with cashflow.  It can be completely free for you to use because a number of BNPL providers don’t...
Energy Bill Increases

Energy Bill Increases

Unit rates for gas and electricity rose again on Monday 1 January, which will result in an average increase in bills of 5% for the typical annual household in England, Scotland and Wales. (Please note that the percentage increase that you actually pay depends on where...
Autumn Statement – November 2023

Autumn Statement – November 2023

National Insurance Contribution Reduction From 6 January 2024, National Insurance contributions will reduce by 2% for employees earning between £12,570 and £50,268 (from 12% to 10%). Although this will result in less NI being paid each year – £450 per annum...
Buy Now, Pay Later – Is it right for you?

Making the Most of your Money

We’ve put together 8 handy hints to help you make the most of your money. Assess your current expenses: Start by reviewing your monthly expenses to identify areas where you can cut back. Review your recurring bills, such as rent/mortgage, utilities, internet,...