Are You Eligible for Pension Credit?

Although the Government has decided to cut the winter fuel payments for pension households this winter, it is important to stress that those pensioners eligible for pension credit or other means-tested benefits will still be entitled to the winter fuel payment. This is why it’s vital to check whether you are eligible to claim pension credit, worth an average of £3,900 per year.

Pensioners whose weekly income is below £218.15 (single person) or £332.95 (a couple) should check to see if they could be eligible for pension credit. Being in receipt of this credit would also entitle the pensioner to support with housing costs, the TV licence, council tax and the winter fuel payment worth up to £300.

There are currently around 880,000 low-income pensioner households that would be eligible for pension credit, but are not claiming it – many believing they’re not entitled, have too much in savings, or don’t like to accept handouts. The Government have imposed a deadline to apply by 21st December 2024 in order to ensure receipt of the winter fuel payment this winter.

You can check your eligibility for pension credit via the government’s online calculator and there is information available on how to make a claim. There is also a phone line available on weekdays – 0800 99 1234.

GMMAP are also here to help if you need advice or help with any problem debt. Getting in touch is easy. You can find your local office or fill in the contact form.